Hidden 401 (k) fees for group practice owners are essential for building a thriving, sustainable, and values-driven business. In Episode 28 of Your Group Practice, Dan King speaks with Paul Sippil, forensic retirement consultant known as the “401k vigilante,” about how retirement plan fees get hidden, why healthcare practices are often overcharged, and how to use public filings to advocate for transparency.
In this episode of the Money Meets Medicine podcast, host Dr. Jimmy Turner talks with Paul Sippil, a forensic retirement consultant known as the '401k vigilante.' The discussion focuses on the hidden, layered, and unnecessary fees often found in 401k and 403b plans that cost participants thousands over time. They explore the technical aspects of these fees, the Form 5500, and how small and large practices differ in fee structures. Sippil provides insights into negotiating fees, the roles of various service providers in administering retirement plans, and the importance of employers paying administrative costs to maximize tax benefits.
Ash welcomes Paul Sippil, a forensic 401k consultant, to discuss the complexities and hidden issues often found in group retirement plans, particularly 401k and profit sharing plans within dental practices and other small businesses. Paul shares how his unique role focuses on exposing conflicts of interest, unnecessary fees, lack of transparency, and even fraud within these plans. He describes how business owners and plan participants frequently misunderstand how fees are assessed, often assuming they pay nothing out-of-pocket—when in reality, high costs may be embedded, sometimes even continuing long after the original adviser has left or, in some cases, passed away. Paul explains the mechanics of broker commissions, how these fees are often hidden from both employers and employees, and the importance of transparency in fee structure. He provides practical advice for dental practice owners and other professionals on how to minimize costs by paying fees directly at the employer level, allowing for tax deductibility and better cost control. Paul also covers the value of one-on-one meetings with advisers for plan participants, and offers recommendations on how owners can better manage their retirement plans to avoid unnecessary expenses and potential abuses.
Many thanks to Paul Sippil, CPA, for joining me on today’s episode of “The Art of Medicine with Dr. Andrew Wilner!” Paul is a CPA with a special interest in retirement planning for physicians. He started his career as an auditor, but soon moved on to work in financial services, which he found more satisfying.
Paul Sippil is a forensic retirement consultant who has been exposing hidden fees and conflicts of interest in the 401(k) industry since 2009. Specializing in plans with 300 or fewer participants, Paul helps sponsors and participants make smarter financial decisions through detailed analysis of cost, services, and technology.
Retirement planning isn’t broken—it’s rigged. Paul Sippil joins the Futures Edge with Bob Iaccino to expose the hidden fees, conflicted incentives, and lack of accountability baked into the 401k industry. They dive deep into forensic retirement consulting, a practice that helps participants and employers uncover where their money is really going, while questioning the role of advisors, oversight, and economic policies that continue to erode capitalism.
Most of us assume our 401k plans are free because we never see a bill. But hidden fees—record keeping, custodial, administration, and advisory costs—can silently erode your retirement savings over time. In this episode, Dr. Disha Spath sits down with forensic 401k consultant Paul Sippel to uncover how these costs work, why they’re so hard to detect, and practical steps you can take to protect your wealth. If you’re a physician, business owner, or employee relying on your 401k for retirement, this conversation is a must-listen!
Are you unknowingly paying excessive fees in your 401(k)? Many people are surprised to learn about the hidden costs that can erode their retirement savings. In this video, Paul Sippil, an expert on 401(k) fees, reveals how these charges are hidden, why even business owners might be unaware, and how you as a participant can uncover and potentially reduce them. Don't let hidden fees derail your retirement!
The retirement plan you’ve set up for your employees could be quietly draining thousands of dollars, hurting your staff’s long-term savings and eating into your firm’s profits. In this episode of the Profit with Law Podcast, host Moshe Amsel sits down with 401(k) forensic consultant Paul Sippil to reveal the hidden costs, bad assumptions, and missed opportunities that most small firm owners don’t even realize exist.
On today's episode meet the guy who calls himself the “401(k) crime fighter” for entrepreneurs—and for good reason. We sit down with Paul Sippil, forensic 401(k) consultant, CPA, and founder of Community Dining. Paul’s on a mission to expose the hidden fees and misaligned incentives buried in retirement plans—and help entrepreneurs, founders, and small businesses get their house in order before it costs them or their team big time.
In this episode of Power Up Your Practice, host Ruby Powers is joined by Paul Sippil, forensic 401(k) consultant and founder of Paul D. Sippil & Associates. With a mission to uncover hidden fees, eliminate conflicts of interest, and increase transparency in retirement planning, Paul brings a much-needed lens to how law firms can protect their financial future.